Does insurance cover childbirth classes
Time to read 6 min
TL;DR:
Yes, many Nurtured Nest courses can be reimbursed through insurance or paid for using HSA/FSA funds. You’ll need the right codes (like CPT 99404 or S9442) and sometimes a letter from your provider. If you're denied, you can appeal—or use our Pay-What-You-Can model to get the support you need. Perinatal education isn’t a luxury—it’s essential.
Can I Get Reimbursed for Childbirth Classes?
Many expectant parents search for maternity classes near me to prepare for childbirth, newborn care, or breastfeeding—but did you know some of these costs may be reimbursed by your health insurance? Here's how to find out what’s covered and how to submit for reimbursement after taking a Nurtured Nest class.
Why Insurance May Cover Childbirth Classes
Private health insurance and Medicaid plans often cover part or all of perinatal education, especially when the classes are recommended by a provider. That includes topics like childbirth preparation, breastfeeding, infant safety, and newborn care. If you've taken or plan to take childbirth or maternity classes, a quick call to your insurer could make a big difference.
Why Perinatal Education Actually Matters (Like, a Lot):
Let’s be real—this isn’t fluff. The right education during pregnancy and early parenting can seriously reduce anxiety, make conversations with your care team smoother, and even help prevent common issues like unsafe sleep setups or feeding struggles.
We’re not here to scare you—we’re here to get you ready.
- Help you avoid unnecessary stress and complications during pregnancy, birth, and beyond. A little prep goes a long way.
- Lead to better outcomes for you and your baby. When you understand what’s coming, you can make more informed choices.
- Boost your confidence. Seriously. Knowing what to expect (and what’s normal) is half the battle—and it helps you speak up and ask better questions, too.
Whether it’s your first baby or your fourth, learning matters. We’re here to help make it doable, judgment-free, and actually useful.
How to Submit for Reimbursement for maternity classes near me
To help your claim get approved, you’ll need a few things:
- Proof of payment ( your purchase confirmation from Nurtured Nest )
- Proof of attendance (this can be the order confirmation email you receive from Nurtured Nest)
- The correct CPT and ICD-10 codes (listed below)
📌 Common Billing Codes for Parent Education
CPT Codes (Procedure):- 99404 – Preventive health counseling
- S9442 – Birthing classes
- S9436 – Childbirth preparation
- S9443 – Lactation education
- S9444 – Parenting classes
- S9447 – Infant CPR/safety
- 98960–98962 – Non-physician-led prenatal education
- Z32.2 – Childbirth education
- Z32.3 – Newborn care instruction
- Z39.1 – Lactation support
- Z71.89 – CPR and first aid education
When You Might Need a Letter of Medical Necessity
Sometimes, insurance plans ask for a Letter of Medical Necessity (LMN) from a healthcare provider before reimbursing parenting or childbirth education classes. If that happens, don’t panic—it’s often just an extra step.
Here’s what to know:
This letter is usually signed by your OB, midwife, or pediatrician .
If your course is more focused on infant care, safety, or newborn sleep , it might be easier to get the letter (and coverage) through your pediatrician .
If it’s centered around pregnancy, birth prep, or postpartum recovery , your OB or midwife is the better option.
We’ve created a free, downloadable Letter of Medical Necessity template to make it easier for your provider to sign and support your claim.
Need a Letter of Medical Necessity Template for reimbursement?
If your claim is denied, this template can help your provider write a supporting letter. It’s optional—and your provider may have their own—but it can make the process easier.
What If My Claim Is Denied?
Don’t give up! If your initial submission is denied, try the following:
Submit a Letter of Medical Necessity
Call your insurer to ask what documentation is needed
Ask your pediatrician or OB to submit the claim from their end, especially if they recommended the class
Can I Use HSA or FSA for maternity classes near me?
Yes—many Nurtured Nest classes may be eligible for payment or reimbursement through a Health Savings Account (HSA) or Flexible Spending Account (FSA). These tax-advantaged accounts are designed to help you pay for qualified healthcare expenses—and in many cases, that includes prenatal and parenting education .
Here’s what to know:
- Eligible classes may include: childbirth education, breastfeeding support, newborn care, parenting classes, and infant CPR/safety.
- What to submit: a copy of your purchase confirmation, a certificate of attendance (available after class completion), and possibly a letter of medical necessity from your OB or midwife if required by your plan.
-
Check with your plan administrator in advance to confirm what documentation is needed and whether a letter from a healthcare provider is required.
Using HSA or FSA funds is a great way to pay for maternity classes or childbirth classes while maximizing your healthcare dollars.
Ready to Use Your HSA/FSA?
Our most popular course, Pregnancy, Childbirth & Postpartum, is eligible for reimbursement and designed to help you feel confident (not just "informed"). Plus, you’ll unlock discounts on sleep, feeding, and safety classes.
Explore the Flagship CourseFinal thoughts on reimbursement for maternity classes
If you've searched maternity classes near me and found courses that are expert-led and evidence-based—like the ones at Nurtured Nest—there’s a good chance your insurance or HSA/FSA account can help you cover the cost. Reach out to your provider, gather your materials, and submit with confidence.
What Comes Next?
Once you’ve figured out your coverage, the next question is: what kind of class actually works for you? These quick reads will help you decide.
Create By The Nurtured Nest Team
Nurtured Nest’s content is developed by parenting educators, healthcare professionals, and real parents—so it’s always grounded in evidence and real-life experience. Learn more about our team.
Life is better with knowledge & understanding
Use Your FSA or HSA to Learn with Us
Our expert-led courses help you feel informed and prepared—and they’re eligible for reimbursement.
Explore Eligible CoursesCreate Your Personalized Birth Plan
Download our free comprehensive guide to help you prepare for your ideal birth experience
Customizable templates for every birth preference
Expert guidance on communicating your wishes effectively
Evidence-based options for labor, delivery, and postpartum
Join thousands of parents who felt empowered and prepared for their birth experience
Looking for more self-paced support with sleep, feeding, development, and more? Explore our complete library of expert-led parenting courses . Whether you’re preparing for baby’s arrival or navigating your second child’s toddlerhood, we’ve got you covered.
Are there clinical studies to prove these courses works?
Extensive clinical research supports the benefits of perinatal education, including online, self-paced formats. Studies have shown that such programs can significantly reduce fear of childbirth, alleviate psychological distress, and enhance preparedness for labor. For instance, research published in the Journal of Medical Internet Research indicates that digital guided self-help mindfulness training effectively alleviates psychological distress among pregnant women and supports positive infant outcomes.
Another study in the Journal of Advanced Nursing found that web-based antenatal care systems can reduce maternal stress and improve self-efficacy during pregnancy.
ScienceDirect
These findings underscore the effectiveness of online, self-paced perinatal education in supporting maternal well-being and enhancing childbirth experiences.
How is a Nurtured Nest course different from an in-person class?
In-person classes can be great for asking specific questions or connecting with other parents — but they’re not always ideal for deep, reliable learning. That’s where Nurtured Nest stands apart.
| In-Person Class | Nurtured Nest Online Course |
|---|---|
| Experience varies by instructor and group | Consistent, expert-led content in every course |
| Topics may shift depending on who’s attending | Thoughtfully structured to cover everything you need |
| Often rushed or hard to fit it all in | Bite-sized videos designed for real-life attention spans |
| One-time session — hard to revisit info later | 12 months of access so you can come back anytime |
| Travel and scheduling challenges | Learn from home, whenever it works for you |
| Often $100+ | Affordable pricing, FSA/HSA eligible, financial help available |
Bottom line: If you want reliable, expert-backed education that fits your life and sticks with you when you need it — Nurtured Nest is here for you.
Do I really need these courses? My friends said childbirth class was a waste of time.
Did your friends also say labor wasn’t that bad?
We get it — not everyone loves a class. But our courses are different. They're self-paced, designed by real pros (who are also parents), and focused on what actually matters. No awkward group icebreakers. No outdated handouts. Just smart support when you need it most.
Because “you’ll be fine” is nice… but “you feel confident and calm” is better.
Related course
Online Pregnancy, Childbirth, and Postpartum Class
$199.00
